Flexible Home Equity Options

Tap into your home’s equity for home improvements, debt consolidation, or major expenses with our Fixed or Variable HELOC.

Have Questions?

Visit Our HELOC FAQ

Contact Us

Mortgage Specialist

Flexible Home Equity Options

Tap into your home’s equity for home improvements, debt consolidation, or major expenses with our Fixed or Variable HELOC.

Have Questions?

Visit Our HELOC FAQ

Contact Us

Mortgage Specialist

Choose the Right Home Equity Option

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Fixed-Rate HELOC – Best for Big Plans That Deserve Certainty

  • Lock in a fixed interest rate for stability and peace of mind.
  • Borrow what you need as you need it;  only make payments on what you draw.
  • Great for ongoing projects, large expenses, or consolidating high-interest debt.
Learn More
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Variable-Rate HELOC – Best for Short-Term Needs or Strategic Flexibility

  • Access funds as needed with an adjustable rate.
  • Make interest-only payments on the amount you use during the draw period.
  • Ideal for short-term borrowing or covering unexpected expenses.
Learn More

Step-by-Step: How to Apply for a HELOC

Excited new homeowners show off their keys after securing a mortgage with COMTRUST FCU

  • 1. Check Your Available Equity

    Use our HELOC calculator or speak with a mortgage specialist to determine how much you can borrow.

  • 2. Apply & Get Qualified

    Complete a quick application and get qualified based on your home’s value and financial situation.

  • Finalize Your Loan

    Review and sign your closing documents to lock in your terms and officially open your line of credit.

Contact Us To Learn More

Frequently Asked Questions