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Fixed Rate HELOC

Turn Your Home’s Equity into Opportunity—With a Fixed Rate

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Fixed Rate HELOC

Turn Your Home’s Equity into Opportunity—With a Fixed Rate

Contact Us

Fill out our online form and one of our representatives will contact you.

Call Us

Speak with a Mortgage Specialist to explore your options.

Benefits of a Fixed Rate Home Equity Line of Credit

Explore COMTRUST's Home Equity Line of Credit options to leverage your home's equity for various financial needs. Flexible terms and competitive rates await.

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Fixed Rate

Enjoy predictable payments over time.

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Pay For What You Use

Only make payments on the amount you actually borrow.

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No Prepayment Penalties

Pay off your HELOC anytime without fees.

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Flexible Usage

You have the flexibility to use as much or as little as you need, whenever you need it.

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No Annual Fees

Keep costs low with no yearly fees.

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Our Best Rate... Guaranteed

If we lower our rates while your loan is being processed, we’ll automatically apply the lower rate to your loan.

How our HELOC Works

Unlock the equity in your home with a Fixed Rate Home Equity Line of Credit (HELOC).

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    Apply

    Get started by filling out a simple application.

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    Access Funds

    Once approved, access up to 80% of your home’s equity.

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    Use as Needed

    Draw funds as needed for home improvements, education, large purchases, or any other expenses.

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    Pay For What You Use

    Payments are based only on the money your borrow, not your full credit limit.

Let's See how much you can Qualify For

Give yourself financial flexibility to access funds you need, when you need them, to accomplish more.

Compact Home Equity Calculator
$180,000

$25,000 - $1 million

$73,000

$1,000 - $500,000

$32,000

$1,000 - $250,000

If you borrow $45,000, your monthly payment will be

$545

You may qualify for a credit line of $140,000.

This calculator is for illustrative purposes only and is not an advertisement for any product or service. COMTRUST Federal Credit Union does not provide legal, tax, or financial advice, and makes no guarantees regarding the accuracy, completeness, or timeliness of the information provided. Actual rates and terms are subject to credit approval and other factors such as property value and loan amount. Always consult with a legal or tax professional for advice specific to your situation.

What Can You Use a HELOC For?

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    Home Renovations

    Upgrade your home with a kitchen or bathroom remodel.

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    Debt Consolidation

    Consolidate high-interest debt into one low payment.

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    Education

    Finance your child’s education or your continuing education.

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    Emergency Expenses

    Prepare for the unexpected with fast access to funds.

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    Large Purchases

    Use your HELOC to make major purchases more affordable.

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    Vacation

    Take that dream vacation you’ve always wanted.

Frequently Asked Questions

We understand that making decisions about your finances is important, and we want to ensure you have all the information you need. Below are answers to some of the most common questions about our HELOC. If you don't find what you're looking for, feel free to reach out to us directly!