MORTGAGE_icons
Refinance Home

Borrow to Refinance My Home

MORTGAGE_icons
Refinance Home

Borrow to Refinance My Home

refinancemyhome

Lower Your Mortgage Payment or Access Your Home’s Equity

Refinancing your home can help you save money, lower your monthly payments, or access cash for major expenses. Whether you want to secure a lower interest rate, shorten your loan term, or tap into your home’s equity, COMTRUST offers flexible refinancing options tailored to your needs.

Explore Your Home Refinance Options

Lower your mortgage payment or unlock your home’s equity with the right refinancing solution. Compare your options below.

1. Mortgage Refinance – Best for Lowering Monthly Payments

Ideal for:
✔ Homeowners looking to secure a lower interest rate
✔ Reducing monthly mortgage payments
✔ Shortening loan terms to pay off a home faster

A Mortgage Refinance allows you to replace your existing home loan with a new one—often at a lower interest rate or with different loan terms.

This can result in:

  • Lower monthly payments
  • Potential savings on total loan interest
  • Opportunity to switch from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage for stability
More on Mortgage Refinance

2. Home Equity Line of Credit (HELOC) – Best for accessing cash

Ideal for:
✔ Homeowners who need funds for home improvements, tuition, or other expenses
✔ Those considering a cash-out refinance alternative
✔ Borrowers who want flexible access to funds

A HELOC lets you borrow against your home’s equity, providing a flexible credit line for major expenses. Instead of refinancing your entire mortgage, a HELOC allows you to access your home’s equity while keeping your existing mortgage intact.

  • Lower interest rates than personal loans or credit cards
  • Flexibility to withdraw funds as needed
  • Only make payments on the amount you borrow.
More on HELOC

Which Option is Right for You?

Choosing between a mortgage refinance and a HELOC depends on your financial goals:

Want a lower mortgage payment? A Mortgage Refinance could help you secure a better rate.
Need cash for a major expense? A HELOC allows you to access equity without changing your current first mortgage.
Looking for fixed payments? Mortgage refinancing offers structured payments, while a HELOC provides flexible borrowing.